davidmakescents.com is a blog about money. It is a Personal Finance Blog maintained by a college student/blogger interested in making and saving money. This is not a make money online blog. It is however primarily focused on saving and managing money. The primary goal of this blogger is to increase his worth to $100,000 in the next 3 years and by the time college graduation comes. Currently it is at $24,126. This is not an easy task.

By going over and reading this blog, a few things caught my attention. In terms of content if find that davidmakescents.com is on a good track.

I particularly found the credit card section interesting. David from davidmakescents.com talks about how you can use your credit card to make money. This does sound like an oxymoron but it s possible and it is true. Credit cards are usually associated with spending money, high interest and loosing money. There is however a way to use credit cards to your advantage. According to davidmakescents.com, the process is referred to as credit card arbitrage. You won’t get rich doing this but according to the post you will be able to at least save some money if not make money. The whole process depends on you having 2 credit cards; one with dept and one with a low or 0 introductory rate. The way to do this is to transfer the high interest balance to the second one after you use the first one to write a check to yourself; take that check and put it in the bank for a year. Suggestions like these can prove to be helpful in dire times of need, but personally I wouldn’t do so due to the fact that playing around with large balances can affect your credit rating.

davidmakescents.com is a great place to learn more about credit cards, how to deal with the hidden fees as well as what you can do to save money when dealing with dept.

If it is money you want to make, the best way to start doing so is to start saving money. davidmakescents.com has included a few tips on saving money on your gasoline bill as well. Tips on doing so include, filling your gas tank on cooler times of the day, early in the morning when ground temperature is relatively lower. Doing so will allow you to get more gas for every dollar. Other tips have to do with filling up when your tank already has some gas in it minimizing the evaporation, and never buy gas when you see a truck unloading gas at the store at the same time.

Overall, this is an interesting blog. Even though it is relatively new it could grow. In terms of monetization, the methods used are Adsense and a few affiliates. It has a few backlinks, and if managed properly it could help this blogger increase his worth a bit more. To do so I would suggest selecting a total of three keywords and focusing on getting as many backlinks as possible. What I would do is to take three posts, optimize them for one keyword each and focus on getting as many backlinks as possible with that anchor text point back to those three posts. That way, over time the ranking of these posts will move up in the SERPS and the Adsense revenue could potentially increase.

I like blogs with goals, and I enjoyed reading this personal finance blog.